30+
Years serving families navigating multigenerational wealth
Strong families build enduring wealth.
Significant family wealth requires more than investment management. It requires coordination across generations, tax strategy that accounts for the full family picture, estate planning that reflects real family priorities, and governance structures that give the next generation a real foundation to build on. We work with families who take all of that seriously.
A Message from Todd Brand, CEPA® — President, CEO, and Partner
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3
Lenses: family values, wealth planning, and generational transition
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1
Coordinated advisory relationship across investment, tax, estate, and family governance
Three lenses. One integrated plan.
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Family and Values
Communication and Engagement
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Wealth Planning
Protection and Growth
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Generational Transition
Legacy and Transfer
Family and Values
Family engagement is the foundation of the plan
Estate planning documents alone do not transfer wealth successfully. The families who navigate generational wealth well are the ones who have invested in communication, shared purpose, and deliberate preparation of the next generation. Without that foundation, even the most technically sound plans can fall short.
We help families build the relational infrastructure that makes everything else work: shared vision, trust between generations, and the confidence that wealth is being carried forward with intention.
How we help
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Family communication and meeting facilitation
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Shared values and vision development
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Next-generation financial education
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Family governance and decision-making structure
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Wealth psychology and family dynamics
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Engagement of rising generation heirs
Wealth Planning
Wealth conservation requires a different mindset than creation
The skills that built significant family wealth are not necessarily the same skills that preserve it across generations. Stewardship requires a different kind of advisory relationship: one that integrates investment oversight, tax coordination, estate administration, and family governance under a single plan.
We deliver a family office approach designed for families whose financial lives require a higher level of integration and ongoing attention than a traditional advisory relationship can provide.
How we help
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Investment management and portfolio construction
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Tax planning and entity structure
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Family cash flow and balance sheet planning
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Concentrated position and diversification strategy
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Philanthropic planning and charitable giving
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Risk management and insurance review
Generational Transition
A thoughtful transition is the final act of good stewardship
Transferring wealth is a relational event, not only a legal one. The families who do it well spend years preparing the next generation, not only the documents. We coordinate estate planning, trust structure, heir preparation, and the values that should travel alongside the assets.
What you have built deserves a transition that honors how it was built.
How we help
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Estate planning and trust coordination
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Wealth transfer and gifting strategy
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Heir preparation and financial education
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Family legacy and governance planning
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Business succession coordination
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Charitable intent and philanthropic legacy
Every family's story is worth carrying forward.
For many families, wealth and identity are deeply connected. The company funded the household. The land has been in the family for generations. The values that built the wealth matter as much as the wealth itself. Meaningful conversations about what comes next set the foundation for lasting impact. Learn more about Mosaic Legacy.