Thursday, November 20, at 12:00 PM (CT)

Digital assets have captured attention—and created confusion. Are Bitcoin and Ethereum worth considering? Do stablecoins have a place in mainstream finance? Or is crypto purely speculative?

Join Cliff Aque, CFA® and Todd Brand, CEPA® for a discussion of the crypto landscape and what matters for long-term investors. We’ll explore the major categories of digital assets, the role of regulation, and how to evaluate crypto in the context of a well-diversified plan.

We’ll Cover:

• Bitcoin as “digital gold”: use case, risks, and limitations
• Ethereum, tokens, and real-world applications (at a high level)
• Stablecoins and the future of digital money and payments
• Regulatory developments to watch
• Portfolio implications: risk, liquidity, sizing, and suitability

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About the Presenters

Todd Brand, CEPA®

Todd serves as the Chief Executive Officer and President for the firm. He has more than 30 years of experience serving multi-generational families and their businesses at Brand Asset Management Group, Inc. His undergraduate degree in Financial Services & Planning and his MBA both come from Baylor University in Waco, Texas. Todd earned his Certified Exit Planning Advisor (CEPA) designation in 2024. Through the knowledge learned in the credentialing program, CEPAs holistically plan for an owner’s life outside of their business while successfully building significant value in their organization prior to their exit.

Todd serves on the Advisory Board for Center Cross Academy. He is also an active supporter of many local and national nonprofits, including For His Glory Ministries, Focus on the Family, Elevate St. Louis and the Fellowship of Christian Athletes. He also serves as a mentor in the EO Elumni Mentorship Program and is a member of the Financial Planning Association. Outside of business, Todd speaks on the topics of leadership, marriage, faith and family along with his wife, Holly L. Brand, PhD.

Cliff Aque, CFA®

Cliff joined Brand Asset Management Group in 2022 as an Investment Strategist with twenty years of previous experience. Previously, he directed due diligence on public and private investment strategies, created model portfolios, and led research on fixed income and liquid alternatives. Most recently, Cliff served as an asset class specialist on real assets and alternatives.

Cliff received his BA in Government and English from Georgetown University and his MBA in Finance from DePaul University. He is also a CFA Charterholder. He was born and raised in Chicago and is moving his family to St. Louis to join the team. He enjoys reading and spending time in nature with his six kids and his wife, Colleen.

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